Abstract

The present disclosure provides a method and a system for providing offers for a payment via a user device. In the present disclosure, a user selects an offer or discount from multiple offers provided by a merchant. Then, the user calls IVR and initiate payment by tapping user device on a merchant device upon which merchant device starts playing music. Music played by merchant device may be encoded by IVR system over call. Then, the IVR system transmits the music to a server. Server decodes music and transmits to system for identifying offers and corresponding merchant. Upon identifying offer details and the merchant details, details are sent back to user for verification. Then, the user verifies the details and enters PIN for proceeding with the payment. Upon completion of payment process, user and merchant receive a confirmation notification.

Creative Commons License

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.

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