Abstract
This document, produced with the assistance of ChatGPT o3 and GPT-5 Thinking, is released under the Apache 2.0 license. It is a voluntary defensive publication (prior art) and therefore enters the prior art upon release under the applicable patent statutes: EPC Art. 54(2) (European Patent Convention), French IPC/CPI Art. L 611-11 (French Intellectual Property Code), 35 U.S.C. §102(a) (United States Patent Act), Chinese Patent Law Art. 22(5) (中华人民共和国专利法), and Japanese Patent Act Art. 29(1) (特許法). It consolidates fifty modular inventions enabling a quantum-resilient, ESG-aware financial stack: hybrid consensus, post-quantum wallets, sovereign DID+SBT identity, offline LoRa/SMS light clients, programmable compliance (APR caps, leverage limits, proof-of-reserves), ESG and MRV oracles, tokenisation of biodiversity and carbon removal, climate hedging instruments, microgrid settlement, IoT TPM attestations, biochar/agro tokens, OTEC-DACCS sea credits, and gene-drive biodiversity credits. Each invention is enabling, IPC/CPC classified, and timestamped as prior art. Original Zenodo url : https://zenodo.org/records/17084629
Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.
Recommended Citation
Pillet, Xavier, "Quantum Financial System and Blockchain: Global Comparative Analysis", Technical Disclosure Commons, ()
https://www.tdcommons.org/dpubs_series/8585