Abstract
The hereunder description propose a card on which the CVV code is absent. This CVV is only present into a software secure area into Secure Element, and could be a static or a dynamic data.
- CVV Static will be only electrically personalized.
- CVV Dynamic will be computed by the card Secure element
- after a transaction, where the value could be based on the transaction data
- or after some script processing received from issuer
The CVV value can only been retrieved by the end user using one of its contactless apparatus (a smartphone, a tablet, a smartwatch..).
Creative Commons License
This work is licensed under a Creative Commons Attribution-Noncommercial-Share Alike 4.0 License.
Recommended Citation
GREVIN, Emmanuel, "Hidden Banking Card Verification Code", Technical Disclosure Commons, (July 16, 2024)
https://www.tdcommons.org/dpubs_series/7205
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