Abstract

The present disclosure relates to a Dynamic Credit Limit Adjustment System which is an innovative financial technology solution designed to transform the way credit limits are managed by financial institutions. Utilizing advanced artificial intelligence (AI) and machine learning algorithms, this system dynamically adjusts an individual's credit limit in real-time based on a comprehensive analysis of their financial data. This system integrates various financial indicators such as income changes, spending patterns, payment history, and current economic trends to provide a more accurate and responsive credit limit. By doing so, it addresses the limitations of traditional credit limit assignment methods, which are often static and fail to reflect the rapid changes in a customer's financial circumstances.

Creative Commons License

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.

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