Businesses provide a variety of payment options, but this can make it difficult to streamline the payment infrastructure. This can restrict the ability of businesses to offer customized financial solutions to their customers. This disclosure describes a unified payments platform that integrates with other payment systems and is an interface to business customers to integrate it. The platform provides businesses with a unified view of customer order history and invoices, irrespective of payment services selected. It also offers features such as trial periods, discounts/ cashback, subscriptions/ loyalty programs, and cost estimates. Additionally, the platform can provide notification services with preconfigured communications templates.
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Shiramshetti, Nagaraju; Koppaka, Bhanu; and Mallajosyula, Ravi, "Unified Payments Platform for Businesses", Technical Disclosure Commons, (September 26, 2023)