The present disclosure relates to a method and a system for developing a green merchant scorecard and calculating a green score for cards based on expenditure data. The present disclosure uses server data, uniquely combined with external emissions data, to quantify how green businesses are eventually consumed by the consumers. Thereafter the emission data may be used for underwriting and cross-selling of green bonds/green loans by targeting the right consumers. The present disclosure provides a solution for identifying green brands and is used directly to compute carbon reduction in a purchase.
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Purswani Ramchandani, Nuri Vinod; Shah, Namita; Kim, Jinyeop; Patil, Ajit Vilasrao; Wang, Peiwen; Arackal Thankappa Panicker, Praveen Kumar; and Narang, Anubhav, "A GREEN TRANSACTION TAGGING AND A METHOD OF ASSIGNING GREEN SCORE FOR CARDS", Technical Disclosure Commons, (April 07, 2022)