Abstract
A system lets a third party (a relative, a neighbour, a company or a municipality) pay for specific needs of a person who receives a means-tested public benefit, without that person ever receiving money, holding a balance, or being asked to declare the support as income. The benefit authority approves, once and in advance, a set of use categories, a cap per category and a validity period. Each later payment instruction from a supporter is only checked against that approved frame and a cumulative usage counter, and, if it conforms, is settled directly from the supporter's account to a registered payee such as a school, a landlord or a clinic. The system deliberately contains no means for the recipient to be a payee, to withdraw or convert value, to hold a balance, or to redirect a rejected instruction to another route. Because no deposit to the recipient ever occurs, the authority's income-assessment routine is never triggered, and the recipient does not need to judge or report each transfer. A variant carries the constraint state (category, cap, period and cumulative usage) with each value unit across multiple transfers, so that no central party holds either the value or the running totals.
Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.
Recommended Citation
Imayama, Kota, "Value Transfer Control for Third-Party Support to Means-Tested Benefit Recipients Without Creating a Recipient-Held Balance", Technical Disclosure Commons, (October 20, 2026)
https://www.tdcommons.org/dpubs_series/12331