Abstract

A method for dynamically adjusting an agent's credit limit based on network latency jitter metrics includes collecting a plurality of latency measurements corresponding to acknowledgment messages transmitted by an agent over a network within a defined time window, computing a coefficient of variation based on the plurality of latency measurements where the coefficient of variation represents variability in latency, determining a jitter risk score based on the computed coefficient of variation and a predefined stability threshold where the jitter risk score is bounded within a normalized range, calculating a credit decay factor as an exponential function of the jitter risk score representing a degree of reduction in creditworthiness, updating a dynamic credit limit for the agent by applying the credit decay factor to a base credit limit, and enforcing the dynamic credit limit for subsequent transactions associated with the agent.

Creative Commons License

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.

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