Abstract
The present disclosure provides a dynamic payment limit platform 104. The disclosure proposes the platform 104 to collect transactional data, such as amount of transaction and time of the transaction associated with the payment cards. The platform 104 may further calculate card holder’s average transaction amount per day. The platform 104 may further generate a trend based on the average transactional data. The platform 104 may dynamically assign a fixed available limit for each day based on the trend and send an associated notification to the user.
Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.
Recommended Citation
Roy, Alok, "DYNAMIC AVAILABILITY OF A PAYMENT LIMIT OF A PAYMENT CARD FOR ENHANCED SECURITY", Technical Disclosure Commons, (July 23, 2024)
https://www.tdcommons.org/dpubs_series/7218