The present disclosure provides an automated micro investment platform 104. The disclosure proposes the platform 104 to receive rounding up of everyday transactions to the nearest dollar, with the spare change being invested and may also invest the small amount received in regular intervals. The platform 104 may further employ sophisticated AI algorithms to tailor investment strategies to individual risk profiles and financial goals. Further, the platform 104 may integrate with users' financial accounts to gain a comprehensive understanding of their financial health. The platform 104 may further adapt investment strategies over time, optimizing for changing market conditions and personal financial situations.

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This work is licensed under a Creative Commons Attribution 4.0 License.