Abstract
The present disclosure discloses a system and method for authenticating a card payment by providing PIN to quickly complete a purchase at a retail checkout terminal. The method enhances the way in which the retail payment system environment collects the PIN for authenticating a card payment by providing temporary PIN storage on card which may enable the cardholder to enter the PIN on the card and store it temporarily for use at the time of payment, verifying the cardholder using the PIN provided by the cardholder on the card, and authenticating the transaction.
Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.
Recommended Citation
Khadar, Habeeb Shaik; Pinniboyina, Vinod Kumar; and Irukula, Deepak, "SYSTEM AND METHOD FOR PROVIDING TRANSACTION AUTHENTICATION WITHOUT PROMPTING A CARDHOLDER TO INPUT PIN", Technical Disclosure Commons, (March 27, 2024)
https://www.tdcommons.org/dpubs_series/6829