The present disclosure discloses payment processing that seamless expense sharing for remote purchases. When the user does not have plurality of physical card then the user may provide plurality of information associated with the card of the user. Based on the provided information QR code may be generated which may be also shared to family and friends via email or MMS. The generated QR code is provided to POS associated with the merchant. The merchant may send details to the third party for authorization based on which the details is sent to issuer for final authorization. Once the issuer approves, the link may be sent to user through which he/she may provide the approval for the payment. When the amount gets credited to the merchant, then the successful message may be sent to the user.

Creative Commons License

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.