The present disclosure relates to an authentication method to enable a person to authenticate transaction on behalf of the cardholder. On behalf of (OBO) authentication allows the card holder to designate an authorized user to authenticate on behalf of them for multi factor authentication, login or any other operation. When the cardholder initiates the transaction, a request to authorize the transaction may be sent to the authorized user, and the authorize user may approve the transaction on behalf of the cardholder.

Creative Commons License

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.