Present disclosure discloses a temporary card lending system (104) and a method thereof. The temporary card lending system may receive a request for issuing the temporary card and thereafter, the temporary card lending system may send an evaluation request for evaluating user details to bank A (106). Bank A (106) may evaluate the user details based on one or more parameters using one or more evaluation techniques and may send an evaluation report which includes an evaluation score to the temporary card lending system. Thereafter the temporary card lending system may send a card issuance request and the evaluation report to bank B (108), and bank B (108) may generate a temporary card based on the user details and the evaluation report and send the temporary card to the user based on an authentication mechanism.

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