The present disclosure relates to a method and system for provisioning of temporal tokens for payment cards and enabling payments using the temporal tokens. The present disclosure discloses methods to provision one or more temporal tokens to a payment card, that can be used by a customer or a trusted user registered or nominated by the customer, for performing transactions in scenarios where the payment card and an authenticated mobile device are not available with the customer or the trusted user. The present disclosure provides a secure and efficient method of performing transactions using the temporal tokens in the above scenarios.
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SATAPATHY, PRATIK; SAGINADHAM, BABU; MISHRA, RAVI BHUSHAN; KALIDINDI, VAMSI KRISHNA; and GURRAMKONDA, ABDUL JAKEER, "TEMPORAL TOKENIZATION SERVICE", Technical Disclosure Commons, (March 24, 2023)