The present disclosure relates to a method, system and payment card for dynamically displaying credit rating. As such, credit related information and transaction information of a cardholder associated with a payment card is received from an issuer server. The credit related information and transaction information of the cardholder are used for predicting one or more behavioural parameters associated with the cardholder. Further, the one or more values are used for determining a credit rating of the cardholder. The credit rating of the cardholder may be displayed on the payment card or cardholder device or on any merchant device facilitating transaction for the cardholder.
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SHARMA, MANAS, "CREDIT CARD WITH DYNAMIC CREDIT RATING DISPLAY", Technical Disclosure Commons, (December 26, 2022)