UNIQUE BENCHMARKING TOOL TO MEASURE RELATIVE CARDHOLDER CARBON FOOTPRINT COMPARED TO IN-MARKET AND GLOBAL PEERS
The present disclosure relates to a method and system for calculating Carbon (CO2) emission scores from customer purchase data and creating a score-based numerical representation to represent the carbon footprint with respect to the cardholder’s green-score benchmark. The present disclosure suggests mapping the MCCs to purchased item-level information to obtain CO2 intensity multipliers. Thereafter, the net carbon emission value is calculated based on the transaction data associated with the purchased items. Further, a visual representation of the numerical scale score is created to represent the user green score/carbon footprint.
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RAMCHANDANI, NURI VINOD PURSWANI; SWARUP, SHIKHAR; SITARAM, MANASA; ARORA, RICHA; and SHAH, NAMITA, "UNIQUE BENCHMARKING TOOL TO MEASURE RELATIVE CARDHOLDER CARBON FOOTPRINT COMPARED TO IN-MARKET AND GLOBAL PEERS", Technical Disclosure Commons, (December 12, 2022)