The present disclosure relates to a method and system for establishing a merchant-to-merchant lending network to process lending and/or borrowing of money between merchants. The present disclosure suggests collecting various data related to the merchants, and ranking the merchants based on their net POS sales value. Thereafter, a merchant is allowed to borrow the money from another merchant based on the ranking of the merchants. Subsequently, the lending money requests and borrowing money requests are matched to facilitate the lending/borrowing of the money. The borrowing merchant is allowed to repay the borrowed money on a periodical repayment schedule based on the percentage of the net POS sales of the borrowing merchant.
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MURALI, HARISH, "MERCHANT TO MERCHANT LENDING", Technical Disclosure Commons, (November 06, 2022)