The present disclosure relates to a method and a system for establishing a credit exchange platform that allows users to effectively utilize the unused credit points. In an embodiment, the present disclosure discloses aggregating the credit points accumulated on multiple credit cards using the credit exchange platform. Further, the disclosure suggests allowing the users to redeem the aggregated credit points or sell them to a different user, resulting in effective and best use of the credit points.

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Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.