The present invention provides a method and system that can provide best cashback reward by dynamically selecting the payment credentials based on the highest reward cashback percentage offered. In an embodiment, the present invention provides the backdoor updates (105) of the categories and the percentage offered by the issuer on a particular card during a transaction.
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Tomar, Deepak Mr, "Method and System for selecting the payment credentials based on rewards during transaction processing", Technical Disclosure Commons, (August 11, 2022)