Abstract
The present invention relates to a transaction hold management service. The present invention comprises an intermediary computer (101) to monitor the events relating to a transaction and derive the hold instructions. The intermediary computer (101) receives an authorization message relating to a transaction and processes the authorization message to identify the transaction and derive a hold instructions to modify a hold amount at an authorizing entity computer (103) , where the hold instructions performs increasing or decreasing the hold amount based on the final transaction amount; and transmitting an authorization request message to the authorizing entity computer (103) , where the authorization request message includes a transaction identifier identifying the transaction, event identifier identifying the event and the hold instruction indicating the increased or decreased hold amount
Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.
Recommended Citation
Meyer, Kobus Mr; Woodword, Jonathan Mr; Deaton, Jessica Ms; Vialpando, Sharon Ms; Chandupattla, Anil Mr; and Srinivasulu, Aruna Ms, "TRANSACTION PROCESSING HOLD MANAGEMENT", Technical Disclosure Commons, (April 11, 2022)
https://www.tdcommons.org/dpubs_series/5060