The present disclosure relates to real time carbon footprint alerting and decisioning method and system based on transaction data. The present invention uses transaction data to determine cardholder's carbon footprint. Thereafter the method enables cardholders to define carbon thresholds. Each threshold value is set by the user based on volume and purchase. Further, cardholders may decide whether to be alerted, or the method may decide for users. The proposed invention provides a solution by determining carbon foot print for each Permanent Account Number (PAN) using transaction data and providing dynamic alerting and automated carbon offset purchasing. The present disclosure provides a solution for rewards based on carbon footprint analysis and may automatically buy carbon offset point.
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Misra, Navendu; Guggarigoudar, Praveen; and Shah, Darshak, "SYSTEM AND METHOD FOR ALERTING AND DECISIONING CARBON FOOTPRINT IN REAL TIME BASED ON TRANSACTION DATA", Technical Disclosure Commons, (September 21, 2021)