Payment applications make use of QR codes, NFC tags, etc. to encode information related to particular merchant physical assets and locations. Large scale deployment of such codes is difficult and prone to human error since the payment application provider needs to access merchant information to generate codes specific to each asset and the merchant needs to deploy the codes to specific matching locations. This disclosure describes the use of codes with unique but generic embedded links that can be deployed at any physical asset. When a payment is attempted by scanning such a code, the user is requested to provide information that serves to identify the physical asset. When a sufficient number of reliable user reports are received, the generic link associated with the code is updated to include the user-provided information to convert it into an asset-specific link that can be utilized to associate payments via the payment application with the specific physical asset.
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Zhu, Hailun; Zhou, Guiheng; Fan, Chun; and Araujo, Fausto, "Refinement of Embedded Payment Links via User Reports", Technical Disclosure Commons, (January 04, 2021)