The present disclosure is directed to a method and system for predicting cardholder's travel behavior using payment transaction data such as credit card transaction data. The method comprises receiving, by a server computer, a plurality of authorization request messages from a plurality of access devices. Thereafter, the method comprises storing, by the server computer, data relating to the plurality of authorization request messages. Further, the method comprises generating, by the server computer, a model from the stored data. Once the model is generated, the method comprises receiving, by the server computer, a request relating to a user or a - class of users. Thereafter, server computer determines a predicted travel behavior for the user, or the class of users using the model and sends a response to the request, the response comprising the predicted travel behavior.
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NAIR, VIVEK NARAYANAN; AMBATI, MALLIKARJUN; CHAKRA KOYA, VISHNU KALYAN; PHOPHALIA, ANUKRITI; RAJASEKARAN, MAGESH; and LUTSEVICH, NATALIA, "TRAVEL PREDICTION APPLICATION", Technical Disclosure Commons, (July 27, 2020)