Abstract
Described are systems, methods, computer programs, and user interfaces for image location, acquisition, analysis, and data correlation. Results obtained via image analysis are correlated to non-spatial information. For example, images of regions of interest of the Earth are used for insurance risk assessments, which can allow for a reduction in claims by avoiding risky policies, competitively priced policies, and early identification of risk. Underwriters can analyze patterns of real world activity to uncover signals of high or low risk at a property before writing a policy. Improvements to understanding of risk can improve overall loss ratios (paid claims / written premiums), which directly impact profitability of underwriting operations. Keywords associated with the present disclosure include: image acquisition, satellite imagery drone imagery, insurance risk assessment, insurance, underwriting.
Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 License.
Recommended Citation
Wood, Matthew; Dunagan, Patrick; Clark, John; and Bohl, Kristina, "IMAGE ACQUISTION AND PROCESSING FOR INSURANCE RISK ASSESSMENTS", Technical Disclosure Commons, (August 24, 2016)
https://www.tdcommons.org/dpubs_series/245